[Verse 1] I thought I heard the captain say "Pay me my money down Tomorrow is our sailing day Pay me my money down" [Chorus] Oh, pay me, oh, pay me Pay me my money down Pay me or go to jail Pay me my money down [Verse 2] Now, as soon as that boat was clear of the bar Pay me my money down He knocked me down with the end of a spar Pay me my money down [Chorus] Oh, pay me, oh, pay me Pay me my money down Pay me or go to jail Pay me my money down [Instrumental Break] [Verse 3] I wish I was Mr. Howard's son Pay me my money down Sit in the house and drink good rum Pay me my money down [Chorus] Oh, pay me, oh, pay me Pay me my money down Pay me or go to jail Pay me my money down [Instrumental Break] [Verse 4] Well, I wish I was Mr. Steven's son Pay me my money down Sit on the bank and watch the work done Pay me my money down [Chorus] Oh, pay me, oh, pay me Pay me my money down Pay me or go to jail Pay me my money down Oh, pay me, oh, pay me Pay me my money down Pay me or go to jail Pay me my money down